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Showing posts from June, 2025

HDFC Bank Credit Card Update: 1% Fee on Real Money Gaming & Other Revised Charges Effective July 2025

HDFC Bank Credit Card Charges HDFC Bank Credit Card Charges Update: Effective July 1, 2025  HDFC Bank has announced important revisions to its credit card charges, effective July 1, 2025. These changes impact several transaction categories, including online gaming, wallet loading, utilities, and insurance payments. Below is a concise overview of the updated codes and charges, presented for easy reference.

RBI’s Draft Guidelines for Gold Loans in 2025: What Borrowers Need to Know

The Reserve Bank of India (RBI) has released comprehensive Draft Directions on Lending Against Gold Collateral, 2025 ( official notification link ). These guidelines aim to harmonise and strengthen the regulatory framework for gold loans across all regulated entities (REs), ensuring borrower protection, lender prudence, and transparency.